{{heading}}

Terms of Use

Effective Date: July 1, 2016

Welcome to Meritlane.com, a web service platform and application, owned and operated by Meritlane Inc, a company incorporated in the State of Delaware, USA, hereinafter referred to as “Meritlane”.

“Meritlane”, shall also mean any subsidiaries or agents of the company, which may perform some or all of the services as necessary from time to time, in various geographic regions.

Meritlane provides various services to high school, college and University students, (collectively, the “Services”).

Meritlane allows high-school and college students (hereinafter referred to as “Users”) to register and create profiles, learn about the World’s best colleges and Universities, join a membership- based program and access funding through scholarships, grants and bank loans. Meritlane provides scholarships and access to additional funding for students based on their Merit Index Score, a proprietary scoring system developed by Meritlane, which captures student achievements, academic and non-academic. Additionally, through Meritlane, registered users may also access additional funds in the form of loans from our partners including financial institutions and/or their agents or through grants from corporations and companies which partner with Meritlane as sponsors.

This Agreement sets out the legally binding terms for your use of our Services. By using our Services, you agree to be bound by this Agreement. You are only authorized to use our Services if you agree to abide by this Agreement. Please read this Agreement carefully and save it. If you do not agree with it, you should leave the Meritlane website and discontinue use of the Services immediately. Meritlane may modify, with or without prior notice, this Agreement from time to time and such modifications shall be effective upon posting on the Meritlane website. You agree to be bound by any changes to this Agreement when you use the Services after any such modification is posted. It is therefore important that you review this Agreement regularly to ensure you are updated as to any changes. Notice of changes will appear as indicated at the top of this page in accordance with the posted “Date of last revision.”

Privacy

Our Privacy Policy details our policies and practices regarding our users privacy and personal information. This is an important part of this Agreement and is therefore referenced here. Please take some time to review it in detail, prior to accepting these Terms here.

Eligibility

You must be a citizen of India and have completed your 14 th birthday to register as a Member of Meritlane. Our Services are specifically aimed at high school students and graduate students who are seeking higher education. By accepting this Agreement, you represent and warrant to Meritlane that you have completed your 14th birthday, that you have the right, authority and capacity to agree to and abide by this Agreement, that all registration information you submit is truthful and accurate, and that you will maintain the accuracy of such information. If you are under 18 years of age, you represent and warrant that you have gone over this Agreement with your parent or legal guardian, and that they consent to your use of Meritlane. Your profile may be deleted, your membership may be terminated, and any points accrued in the scoring system may be forfeited without warning, if 1. we believe that you are under 14 years of age, 2. we cannot confirm your identity, or we believe that you are using the Meritlane in a manner contrary to this Agreement or applicable law. Meritlane reserves the right, in its sole discretion, to restrict, suspend, or terminate your access to all or any part of the Meritlane at any time, for any reason, with or without prior notice, and without liability.

Proprietary Rights

Unless otherwise specified, all materials appearing on the website of Meritlane, including, without limitation, the text, site design, logos, graphics, and icons, as well as the selection, assembly and arrangement thereof, are the sole property of Meritlane and its licensors. You may only use the content of the Meritlane in a manner that is consistent with this Agreement. You agree not to view, copy, or procure content or information from Meritlane by automated means (such as scripts, bots, spiders, crawlers, or scrapers) unless formally authorized by Meritlane under separate written agreement. No materials from Meritlane may be copied, reproduced, modified, republished, uploaded, posted, transmitted, or distributed in any form or by any means without Meritlane's prior written consent. All rights not expressly granted herein are reserved. Any unauthorized use of the materials appearing on the Meritlane Services may violate copyright, trademark, and other applicable laws, and could result in criminal or civil penalties.

General Understanding of Meritlane Scholarship and Funding Services

Meritlane, offers a structured program for high-school and college students, with a proprietary scoring system developed by Meritlane to calibrate and reward high-performing students through the award of scholarships and access to additional funding sources for pursuing higher education.

By using the Meritlane, users understand the following:

  • Meritlane reserves the right to verify any user’s achievements and accomplishments and that any information found to be false or misleading can disqualify users from all scholarship awards.

  • Meritlane’s scoring system uses a proprietary algorithm developed by Meritlane, which takes into account each activity and achievement of the User to compute a User’s Merit Index Score (“MIS”).


  • The MIS calculation engine uses information stored in each User profile and takes into account the college and course that a User is pursuing, to calculate the final MIS at each point in time. Therefore, two users with similar achievements may not necessarily see the same overall score.


  • A User’s published MIS is the best overall MIS as calculated by Meritlane’s scoring system which uses a proprietary algorithm developed by Meritlane, from among various courses that a student may be intending to pursue.


  • Meritlane’s proprietary algorithm is central to our methodology and we will therefore not be able to answer individual queries on how each score is calculated.


  • Incremental improvements to our algorithm during the course of your program may result in changes to the overall score, which will be uniformly applied across all Users.


  • No information pertaining to other Users and their MIS will be provided to any Member of the service.


  • In the event that more than one user has the same number of points, User with the same points will be ranked in order of highest GPA achievement.


  • For the purpose of accessing additional funding through corporations and companies, Meritlane may present a full case file on individual Users to various companies, committees, banks and universities. This will be in accordance with the user’s privacy settings and the User shall expressly permit Meritlane to present such information to designated third parties.


  • Meritlane Scholarships are provided only to those students who are:
    i. subscribed to Inside Track
    ii. ranked on the MIS Leaderboard and
    iii.upon provision of the letter of admission from any of the top 100 colleges or Universities as shown on the homepage.


  • Meritlane scores do not guarantee admission to any specific college or University and are purely for the purpose of ranking students in order of priority for provision of Meritlane scholarships and additional funding.


  • Meritlane remits scholarship awards directly to the College or University, against the user’s tuition bill. These awards are separate from any financial aid package that a student may acquire independently. No part of the scholarships will be provided in Cash or to a personal account of the User.


  • Meritlane will manage scholarship awards from Sponsors and partners, including those provided by Corporations and Companies to the point of remittance of funds. The sponsor or partner will decide exact nature of each such remittance.


  • Scholarship awards are decided only on the basis of the Merit Index Score and Meritlane makes no discrimination on the basis of race, caste, creed, language, skin colour, geographical location or course of choice.


  • Failure to complete the admissions process within six months of announcement of the Award, will result in scholarship being forfeited and no claims may be made in this regard thereafter.


  • Scoring within the MIS system, takes into account accomplishments and achievements of students over previous years and current year. Therefore, points may be awarded both retroactively and currently for a User’s achievements.


  • Meritlane Scholarship awards are awarded to a fixed number of users each year and is subject to change at any time. Please check the Scholarships page for exact information on the number of awards and money attached to each award.


  • Meritlane Scholarship awards may be distributed in a ratio as decided by Meritlane, among students applying for Undergraduate Studies as well as Post-Graduate Studies, with a clear and separate leaderboard for both groups of users.


  • For the purpose of accessing additional funding through crowd-funding methods, Meritlane may present a full case file on individual Users to various individuals using a crowd-funding application and additionally using email, mobile messaging and other forms of electronic dissemination of this information to reach as many users worldwide to ensure that each student receives donations and pledges for continuing their higher education. Users will be asked for specific consent prior to presenting individual case files, for crowd-funding purposes.


  • For the purpose of accessing additional funding in the form of loans through Banks and Financial Institutions, Meritlane may present a full case file on individual Users to various Banks, Financial Institutions and third party affiliates in the business of aggregation of financial services worldwide. Should the User request pricing information for an Education Loan, the User shall expressly permit Meritlane to present such information to designated third parties, upon request.


  • Separate terms may be offered by Corporate Sponsors during the award of grants and scholarships by Companies and Partners, such as a requirement that the User must maintain a minimum grade point average, maintain attendance etc. Failure to satisfy such additional terms may cause the user to lose a portion of such awarded Scholarships and grants.


  • Corporate Sponsors are required to honor all Scholarship awards made to users, and while Meritlane will be responsible for managing these awards, Meritlane cannot be held liable for Sponsors that fail to honor their commitments. Paperwork and agreements for such arrangements will be between the User and the Sponsor.


User Content

When you submit, post, upload, embed, display, communicate, link to, email or otherwise distribute or publish (collectively, "Submit") any material ("User Content") to Meritlane, any Meritlane employee or contractor, or the Meritlane Services, using the Application or Web Service, you grant Meritlane Inc. and our licensees, distributors, agents, representatives and other entities or individuals authorized by Meritlane, a non-exclusive, worldwide, perpetual, unlimited, irrevocable, royalty-free, fully sub-licensable (through multiple tiers) and fully transferable right to exercise any and all copyright, trademark, publicity, and database rights you have in the content, in any media known now or in the future, and to make, use, reproduce, copy, display, publish, exhibit, distribute, modify, create derivative works based upon and otherwise use the User Content. Meritlane is not required to host, display, or distribute, and may remove at any time, any User Content. You represent and warrant that (i) you own the User Content Submitted by you on, through or in connection with the Meritlane Services, or otherwise have the right to grant the license set forth in this section, and (ii) the posting of your User Content on, through or in connection with the Meritlane Services and/or linked services does not violate the privacy rights, publicity rights, copyrights, contract rights or any other rights of any person or entity. This "User Content" section shall survive any expiration or termination of your relationship with Meritlane.

We may, but are not obligated to, review User Content prior to posting it on or distributing it through the Meritlane Services, or allowing them to be distributed through the Meritlane Service. We reserve the right to prohibit any User Content from being distributed and we may remove User Content from the Meritlane Service at any time for any reason without prior notice. Meritlane may take any action with respect to User Content that it deems necessary or appropriate in its sole discretion if it believes it may create liability for Meritlane or may cause Meritlane to lose (in whole or in part) the services of its ISPs or other suppliers.

Meritlane does not represent or guarantee the truthfulness, accuracy, or reliability of User Content or any other communications posted by Users or endorse any opinions expressed by Users. Any reliance on material posted by other Users will be at your own risk. Meritlane does not endorse any User Content or any opinion, recommendation, or advice expressed therein, and Meritlane expressly disclaims any and all liability in connection with User Content. Meritlane does not permit copyright infringing activities and infringement of intellectual property rights on the Meritlane Services.

You are solely responsible for the User Content you submit, through or in connection with the Meritlane Services, and any material or information that you transmit to other users and for your interactions with other users. The following are examples of the kind of User Content that may not be posted on the Meritlane Services, and the types of activities that are not permitted through the Meritlane Services:

  • is patently offensive or promotes or otherwise incites racism, bigotry, hatred or physical harm of any kind against any group or individual;


  • harasses or advocates harassment of another person;


  • exploits people in a sexual or violent manner;


  • contains nudity, violence, or offensive subject matter or contains a link to an adult website;


  • publicly posts information that poses or creates a privacy or security risk to any person;


  • constitutes or promotes information that you know is false or misleading or promotes illegal activities or conduct that is abusive, threatening, obscene, defamatory or libelous;


  • constitutes or promotes an illegal or unauthorized copy of another person's copyrighted work, such as providing pirated computer programs or links to them, providing information to circumvent manufacturer-installed copy-protect devices, or providing pirated music or links to pirated music files;


  • involves the transmission of "junk mail," "chain letters," or unsolicited mass mailing, instant messaging, "spimming," or "spamming";


  • contains restricted or password only access pages or hidden pages or images (those not linked to or from another accessible page);


  • furthers or promotes any criminal activity or enterprise or provides instructional information about illegal activities including, but not limited to, making or buying illegal weapons, violating someone's privacy, or providing or creating computer viruses;


  • solicits or is designed to solicit passwords or personal identifying information for commercial or unlawful purposes from other users;


  • involves commercial activities and/or sales without prior written consent from Meritlane such as contests, sweepstakes, barter, advertising, or pyramid schemes;


  • includes a photograph or video of another person that you have posted without that person's consent;


  • violates or attempts to violate the privacy rights, publicity rights, copyrights, trademark rights, contract rights or any other rights of any person.


  • Prohibited activities include:

  • criminal or tortious activity, including, but not limited to, child pornography, fraud, trafficking in obscene material, drug dealing, gambling, harassment, defamation, stalking, spamming, spimming, sending of viruses or other harmful files, copyright infringement, patent infringement, or theft of trade secrets


  • unauthorized advertising to, or solicitation of, any user to buy or sell any products or services


  • circumventing or modifying, attempting to circumvent or modify, or encouraging or assisting any other person in circumventing or modifying any security technology or software that is part of the Meritlane Services


  • activity that involves the use of viruses, bots, worms, or any other computer code, files or programs that interrupt, destroy or limit the functionality of any computer software or hardware, or otherwise permit the unauthorized use of or access to a computer or a computer network


  • modifying, copying, distributing, downloading, scraping or transmitting in any form or by any means, in whole or in part, any content from the Meritlane Services;


  • covering or obscuring the banner advertisements and/or safety features (e.g., report abuse button) on your personal profile page, or any Meritlane page via HTML/CSS or any other means


  • any automated use of the Meritlane Services, such as, but not limited to, using scripts to send messages or posts


  • interfering with, disrupting, or creating an undue burden on the Meritlane Services or the networks or services connected to the Meritlane Services


  • displaying an unauthorized commercial advertisement on your profile, or accepting payment or anything of value from a third person in exchange for your performing any commercial activity through the unauthorized or impermissible use of the Meritlane Services on behalf of that person, such as placing commercial content on review posts or solutions, links to e-commerce sites not authorized by Meritlane, or sending messages with a commercial purpose


  • activity unrelated or disruptive to the Meritlane Services, such as intentionally distributing the wrong solutions to problems, submissions that force browsers to scroll horizontally, large blank or content-free submissions, "Bumping" multiple older topics (posting in them well after the last post), posting multiple identical or near- identical messages or topics, including "fad" topics, hard-to- read topic titles (e.g., ALL CAPS, AlTeRnAtE cApS, no spaces, no or excessive punctuation), or multiple hard-to- read or nonsensical messages in a single or multiple topics; or


  • using Meritlane Services in a manner inconsistent with any applicable law.


The Meritlane Services contain User Content from other Users and Meritlane licensors. Except for User Content posted by you, you may not copy, modify, translate, publish, broadcast, transmit, distribute, perform, display, or sell any User Content appearing on or through the Meritlane Services without prior written permission from Meritlane.

In addition to removing such prohibited materials, Meritlane may terminate the responsible accounts, and/or report such activities to law enforcement authorities as appropriate.

Registration Information

When you, the student, register with Meritlane, you will be asked to provide Meritlane with certain information, including, without limitation, a valid email address, mobile phone number and mailing address (your "Meritlane Account Information"). To further use the tools provided within the Meritlane application, you will be required to create a profile and provide additional information. Please see Meritlane's Privacy Policy for further details regarding our collection, use and disclosure of your information.

You are responsible for maintaining the confidentiality of your Meritlane Account Information and passwords. You shall be responsible for all uses of your registered account, whether or not authorized by you. You agree to immediately notify Meritlane of any unauthorized use of your Meritlane Account or passwords. You agree to provide only true, accurate, current and complete information and to update it as necessary to maintain its truth and accuracy. Meritlane is not responsible for having to verify the accuracy of the details that you provide to create your Meritlane Account Information. Any implication that arises on account of any incorrect and/ or misleading information that is provided by you would be solely to your account.

If you cancel your Meritlane account or your account is terminated, your Meritlane Account Information will be removed from the Meritlane Services, but may be maintained in our database.

Your Meritlane Profile does not take the place of any college entrance application. It does not guarantee admission into college and Meritlane does not make any guarantees, representations or promises that such will assist you in getting admitted into college. Meritlane, based on the information provided by you in your Meritlane Account, which Meritlane presumes to be true, merely suggests such colleges as may be relevant for you.

For example, Meritlane’s Uni-Match is a tool provided to help Users in the process of choosing the right University and Course based on various parameters and data inputs. The Uni-Match algorithm presents a potential match using the data inputs and should not be construed as any type of pre-admission process. Admission to specific Universities is based on a number of factors not in any way controlled by Meritlane and Meritlane does not purport to offer any guarantees on admission chances for each User.

Consent to Electronic Communications and Email Solicitation

When you, the student, register for the Meritlane Services, you agree that we may provide you with information and other materials regarding products, services, and other offers from time to time as described in our Privacy Policy. Such solicitations may take the form of materials mailed to you, telephone calls, email messages or other forms. Solicitations will be made to the addresses and numbers provided to us in the registration process. You may choose to opt-in or opt-out of such communication.

Meritlane Limits its Liability

Meritlane is a platform for students to find the right fit and financing for their higher education plans. Meritlane is not liable for the accuracy of information posted by Users on Meritlane. Since user authentication on the Internet is difficult, Meritlane cannot and does not confirm that each User is who he or she claims to be. Further, since we do not and cannot control the behavior of participants on Meritlane at all times, in the event that you have a dispute with one or more Users, you release Meritlane (and our agents and employees) from claims, demands and damages (actual and consequential, direct and indirect) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with such disputes.

Meritlane however retains the right to, with or without notice to you, to terminate your Meritlane Account in the event that your behavior on the Meritlane platform is one that does not conform to the standards that are set by Meritlane, which are more elaborately set out above.

Meritlane Services may contain inaccuracies or typographical errors. Meritlane makes no representations about the accuracy, reliability, completeness, or timeliness of the Meritlane Services or any content therein. The use of the Meritlane Services and any content therein is at your own risk. Changes are periodically made to the Meritlane Services and may be made at any time. You acknowledge and agree that you are solely responsible for the form, content and accuracy of any profile information or material contained therein placed by you on Meritlane Services. Meritlane is not to be considered to be an employer with respect to your use of our Services and Meritlane shall not be responsible for any higher education decisions, for whatever reason made, made by any person using the Meritlane Service. Meritlane cannot guarantee and does not promise any specific results from use of the Meritlane Services. No advice or information, whether oral or written, obtained by a User from Meritlane or through any third party linked to Meritlane or from the Meritlane Services shall create any warranty not expressly stated herein.

Disclaimer of Warranties

MERITLANE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, MERITLANE INC SPECIFICALLY DISCLAIMS ANY AND ALL EXPRESS, IMPLIED OR STATUTORY WARRANTIES, INCLUDING THE IMPLIED WARRANTIES OF FITNESS FOR A PARTICULAR PURPOSE, OF MERCHANTABILITY AND OF NON-INFRINGEMENT. WITHOUT LIMITING THE FOREGOING, MERITLANE INC SPECIFICALLY DOES NOT WARRANT THAT MERITLANE SERVICES WILL BE ERROR-FREE, THAT DEFECTS WILL BE CORRECTED OR THAT MERITLANE SERVICES OR THE SERVER, NETWORK OR OTHER SOFTWARE AND EQUIPMENT THAT MAKES THEM AVAILABLE ARE SECURE OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. MERITLANE INC DOES NOT MAKE ANY REPRESENTATIONS OR WARRANTIES REGARDING THE CONTENT OF ITS PRODUCTS, WEBSITES OR SERVICE, OR REGARDING THE RESULTS OF THE USE OF MERITLANE SERVICES IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY OR OTHERWISE. Meritlane Inc is not responsible for the User Content, accuracy or opinions expressed IN USER CONTENT POSTED OR PROVIDED BY THIRD PARTIES on Meritlane Services or linked services, and such Meritlane Services and linked services are not necessarily investigated, monitored or checked for accuracy or completeness by Meritlane Inc. Inclusion of any linked web site or service on Meritlane Services does not imply approval or endorsement of the linked website or service by Meritlane Inc. In addition, Meritlane Inc is not responsible for any damage, injury or loss caused by users of Meritlane Services or by any of the equipment or programming associated with or utilized in Meritlane Services or linked services. Posts and linked services created and posted by users on, though or in connection with Meritlane Services may contain links to other websites or services. Meritlane Inc takes no responsibility for third party advertisements or linked services that are posted on, through or in connection with Meritlane Services or linked services, nor does it take any responsibility for the goods or services provided by these third parties. Under no circumstances will Meritlane Inc be responsible for any loss or damage, including, without limitation, personal injury or death, resulting from use of Meritlane Services or linked services, from any User Content posted on or through Meritlane Services or linked services, or from the conduct of any Users of Meritlane Services, whether online or offline. These "Disclaimers" shall survive any expiration or termination of your relationship with Meritlane Inc.

Without limiting any of the other disclaimers of warranty set forth in this Agreement, Meritlane does not provide or make any representation as to the quality or nature of any of the third party products “or services made available through the Meritlane Services, or any other representation, warranty or guaranty. Any such undertaking, representation, warranty or guaranty would be furnished solely by the provider of the applicable learning material, product or service, under the terms agreed to by the provider.

Limitations of Liability

IN NO EVENT SHALL MERITLANE INC (INCUDING ITS SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, REPRESENTATIVES AND AGENTS) BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES WHATSOEVER, WHETHER ARISING IN CONTRACT OR TORT (INCLUDING NEGLIGENCE), OR RELATED TO THE USE OR INABILITY TO USE MERITLANE SERVICES, EVEN IF MERITLANE INC HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOU AGREE THAT THE ENTIRE LIABILITY OF MERITLANE INC (INCUDING ITS SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, REPRESENTATIVES AND AGENTS) UNDER THIS AGREEMENT OR OTHERWISE IN CONNECTION WITH MERITLANE SERVICES SHALL NOT EXCEED, IN THE AGGREGATE, THE AMOUNTS PAID BY YOU TO MERITLANE INC IN THE PAST SIX MONTHS, OR Rs.5000, WHICHEVER IS GREATER. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU AND YOU MAY HAVE ADDITIONAL RIGHTS. IN THAT CASE, MERITLANE INC'S LIABILITY WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW. THE EXCLUSIONS AND LIMITATIONS OF LIABILITY IN THESE TERMS OF USE WILL APPLY NOTWITHSTANDING ANY FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY. THIS SECTION SHALL SURVIVE ANY EXPIRATION OR TERMINATION OF YOUR RELATIONSHIP WITH MERITLANE INC.

Activities Involving Third Parties and Links to Other Sites

Meritlane Services may contain links to third party web sites. These links are provided solely as a convenience to you and not as an endorsement by Meritlane of the contents on such third-party web sites. Meritlane is not responsible for the content of linked third-party sites and does not make any representations regarding the content or accuracy of materials on such third-party web sites. If you decide to access linked third-party web sites, you do so at your own risk.

Functionality on the Meritlane Services may also permit interactions between the Meritlane Services and a third party web site or online feature, including applications that connect the Meritlane Services or your profile on the Meritlane Services with a third party site or feature. For example, the Meritlane Services may include a feature enabling you to indicate, on your social networking pages, that you “like” a specific product on the Meritlane Services, or a feature that lets you post to your social networking pages a link to a specific Meritlane product or the ability to share content from Meritlane or your User Content with a third party, which may be publicly posted on that third party’s web site. Using this functionality typically requires you to login to your account on the third party site and you do so at your own risk. We do not control any of these third party sites or any of their content. Accordingly, you expressly acknowledge and agree that we are in no way responsible or liable for any of those third party sites or online features. YOUR CORRESPONDENCE AND BUSINESS DEALINGS WITH OTHERS FOUND THROUGH MERITLANE SERVICES INCLUDING, WITHOUT LIMITATION, THE PAYMENT AND DELIVERY OF PRODUCTS AND SERVICES, AND ANY TERMS, CONDITIONS, WARRANTIES AND REPRESENTATIONS ASSOCIATED WITH ANY SUCH DEALINGS, ARE SOLELY BETWEEN YOU AND THE THIRD PARTY.

No Resale or Unauthorized Commercial Use

You agree not to resell or assign your rights or obligations under this Agreement. You also agree not to make any unauthorized commercial use of any Meritlane Service or the content therein.

Indemnity and Assumption of Risk

To the extent permitted by the law applicable to You and without waiving sovereign immunity, You, for yourself and on behalf of your heirs, assigns, personal representatives and next of kin, agree to indemnify and hold harmless Meritlane, its affiliates, and their respective officers, directors, employees, officials and agents, from and against any claims, actions, losses, liabilities or demands, including without limitation reasonable legal and accounting fees, alleging or resulting from (i) any User Content or other material you provide to any Meritlane Service, (ii) your use of any content available on the Meritlane Services, (iii) any injury, disability or death you may suffer, or loss or damage to person or property to the fullest extent permitted by law, that occur during the creation, disclosure or use of any User Content; or (iv) your breach or alleged breach of this Agreement. Meritlane shall provide notice to you promptly of any such claim, suit, or proceeding. Meritlane reserves the right to control the defense and settlement of any claim. In any event, you will not settle any claim without the prior written consent of Meritlane.

General

Access to content within the Meritlane Services may not be legal by certain persons or in certain countries. If you access the Meritlane Services from outside of India, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction. If any provision of this Agreement is found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of this Agreement, which shall remain in full force and effect. No waiver of any term of this Agreement shall be deemed a further or continuing waiver of such term or any other term. Except as expressly provided in an additional agreement, additional terms of use for areas of Meritlane, a particular "Legal Notice," or software license or material on particular web pages, this Agreement constitute the entire agreement between you and Meritlane with respect to your use of Meritlane. No changes to this Agreement shall be made except by a revised posting by Meritlane Inc on the Meritlane website and application.

Term and Termination

These Terms of Use will remain in full force and effect while you are a User of Meritlane at any level. Meritlane reserves the right, at its sole discretion, to pursue all of its legal remedies, including, but not limited to, deletion of your User Content from Meritlane and immediate termination of your registration with or ability to access Meritlane and/or any other services provided to you by Meritlane, for any reason, including, without limitation, upon any breach by you of this Agreement or if Meritlane is unable to verify or authenticate any information you submit to the Meritlane Services. Even after you are no longer a User of the Meritlane Services, certain provisions of this Agreement as noted above will remain in effect.

Miscellaneous

If any provision of this Agreement is declared invalid, illegal or unenforceable, all remaining provisions continue in full force and effect. The failure of Meritlane Inc to exercise or enforce any right or provision of this Agreement is not a waiver of such right or provision. The section titles of this Agreement are for convenience only and have no legal or contractual effect. Non-performance of either party, except for the failure to make required payments, will be excused to the extent performance is delayed or rendered impossible by any reason where failure to perform is beyond the reasonable control of the non-performing party. This "Miscellaneous" section shall survive any expiration or termination of your relationship with Meritlane Inc.

Contacting Meritlane Inc

If you have any questions or concerns regarding the Meritlane service, please write to us at contact@meritlane.com All notices, authorizations, and requests to Meritlane Inc shall be deemed given on receipt. Copyright © 2016 Meritlane Inc. ALL RIGHTS RESERVED.